Terms of Use

1. Purpose

These Terms of Use define the conditions for accessing and using the Numivio website. By accessing the site, you unconditionally accept these terms.

2. Access to Service

The site is freely accessible to any user with Internet access. The publisher reserves the right to suspend, interrupt or limit access to the site for maintenance or any other reason, without notice or compensation.

3. Description of Services

The site provides calculation tools to estimate the premium and intrinsic value of precious metal coins (gold and silver). These tools use regularly updated spot prices and a database of referenced coins.

4. Information Disclaimer

The calculations and information provided by the site are for informational purposes only. They do not constitute investment advice, purchase or sale recommendations, or value guarantees. The user remains solely responsible for their investment decisions. It is recommended to consult a professional before any transaction.

5. Data Accuracy

While we strive to keep information up to date, we do not guarantee the accuracy, completeness or timeliness of metal prices, coin characteristics or calculations performed. Spot prices come from third-party sources and may differ from actual market prices.

6. Site Usage

The user agrees to use the site in accordance with its intended purpose and these Terms. It is prohibited to:

• Use the site for illegal or fraudulent purposes
• Attempt unauthorized access to site systems
• Reproduce or exploit site content without authorization
• Disrupt normal site operation

7. Limitation of Liability

The publisher disclaims all liability in case of:

• Financial losses resulting from using site information
• Errors or inaccuracies in calculations or displayed data
• Temporary or permanent service interruption
• Direct or indirect damages related to site use

8. Intellectual Property

All site elements (design, texts, logos, database) are protected by intellectual property rights. Any unauthorized reproduction constitutes counterfeiting subject to sanctions.

9. Terms Modification

The publisher reserves the right to modify these Terms at any time. Modifications take effect upon publication on the site. Continued use of the site after modification constitutes acceptance of the new terms.

10. Applicable Law

These Terms are subject to French law. Any dispute relating to their interpretation or execution falls under the exclusive jurisdiction of French courts.